If you or someone in your family is taking pension benefit under Unified Pension Scheme (UPS), then this news is very useful for you. Pension fund regulator PFRDA has launched ‘UPS Jeevan Setu’ digital life certificate facility for pensioners under the Unified Pension Scheme (UPS). Now pensioners can easily submit their Life Certificate (Digital Life Certificate) online through Protean eGov app while sitting at home. With this, elderly pensioners will get relief from visiting banks or offices and they will be able to easily submit their life proof through smartphone.
What is UPS Jeevan Setu Facility?
Under the circular issued by PFRDA, UPS pensioners will be able to create and submit their digital life certificate with the help of Aadhaar based verification and face authentication. This facility has been made available on the NPS by Protean eGov mobile app. Its purpose is to simplify the process of submitting life certificate every year for pensioners and to help them in submitting it on time.
Why is Digital Life Certificate important?
Digital Life Certificate (DLC) is an electronic life certificate, which proves that the pensioner is alive and is eligible to receive pension in future. Under UPS Jeevan Setu, pensioners will not need to go to the bank or any government office to submit this certificate. They can complete this work on the mobile app itself through Aadhaar and face authentication.
What is Unified Pension Scheme (UPS)?
The Unified Pension Scheme (UPS) was implemented from 1 April 2025. This is a scheme under the National Pension System (NPS), which has been started for the Central Government employees. In this scheme, there is a provision to give 50% of the average basic salary as pension for the last 12 months immediately before retirement to the employees who have completed at least 25 years of service. At the same time, employees with 10 to 25 years of service get pension according to their service. Apart from this, there is a provision of a minimum pension of Rs 10,000 per month on completion of 10 years of service.
How to submit life certificate through Protean eGov app?
UPS pensioners can generate and submit their digital life certificate by following these easy steps. 10 easy steps to submit life certificate from home through Protean eGov app..
- First of all open NPS by Protean eGov mobile app.
- Select the option of ‘UPS Jeewan Setu -Digital Life Certificate’ on the home screen.
- Enter your PRAN (Permanent Retirement Account Number) and Date of Birth (DOB).
- Fill the OTP received on the registered mobile number.
- Now select ‘Aadhaar’ option and enter your Aadhaar number.
- Complete the authentication process by clicking on ‘Continue with Aadhaar’.
- After this select the option of ‘Face Authentication’.
- After successful verification, your life certificate will be generated.
- The message ‘Life Certificate has been generated successfully’ will appear on the screen. After this, the process will be completed by clicking on ‘Done’.
- The life certificate generated in this way will be verified through Aadhaar.
Last date for submission of life certificate is 30th November.
All pensioners are required to submit their digital life certificate by 30th November every year. If they do not do this, there may be a hindrance in the payment of their monthly pension. Therefore, pensioners should submit their life certificate within the stipulated time, so that there is no problem in getting the pension in future.
Source: ndtv.in



